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We foster Data Democracy.

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What We Do

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People have a right to govern the usage of their own data.

Enterprises have the responsibility and obligation of respecting the terms and conditions of data usage. Ultimately, both have a right to benefit from such responsible behaviour. The DEPA (Data Empowerment and Protection Architecture) framework, also called the "Consent Layer of the India Stack", RBI's Master Directive for AAs and the Personal Data Protection Bill are all, we think, great enablers of a framework for data democracy.

We are committed to implementing this framework to build a sustainable, trust and consent based sharing of data between citizens and enterprises.

What Are We Building

At Onemoney, we are building user experience tools with a privacy-first approach for our users to manage their consents. We are also building a reliable API for the hundreds of financial service providers across the country to use, for secure consent-driven receipt and transfer of their users' data.

Our larger mission is to champion data governance. Our parent company, FinTech, is building a data governance platform for data fiduciaries, i.e. any organization having your data, in the financial services business to embrace the path of becoming "privacy-positive" enterprises.

Lastly, we are a tech company. We remain committed to providing developers great sandboxes and documentation for fostering innovation in a consent-driven data sharing economy.

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At Onemoney, we are building user experience tools and APIs for users and enterprises to benefit from this new era of data democracy.

Advisory Board

Born in 1941 in Bangalore and raised in Mumbai, Justice Bellur Narayanaswamy Srikrishna acquired a Bachelor’s degree in Science, an LL.B, an LL.M, an M.A. in Sanskrit, a diploma in Urdu and a postgraduate diploma in Indian Aesthetics over the course of his distinguished career. He entered private practice in the Bombay High Court in 1967 and after occupying several judicial posts over the years, was appointed as a Supreme Court judge in October 2002. Over the years and till date, Justice Srikrishna has been handed the charge of investigating several sensitive matters, such as the Mumbai Riots, the Sixth Central Pay Commission, the committee for a separate Telangana and most recently, data protection.

On July 31, 2017, the Government of India appointed a 10-member Committee of Experts headed by Justice B N Srikrishna. The terms of reference of the Committee were "to study various issues relating to data protection in India", and "to make specific suggestions for consideration of the Central Government on principles to be considered for data protection in India and suggest a draft data protection bill". Justice Srikrishna led the Committee in navigating a middle path between the laissez-faire US approach and the GDPR of Europe, a path that would be uniquely suited to the needs of India.

Advisory Board

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A polyglot who can speak over ten languages, a connoisseur of art and Carnatic music, at equal ease with both Sanskrit and Shakespeare, a former judge of the Supreme Court of India, a former Chairman of FSLRC…..we could go on.

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Justice B N Srikrishna

Chairman of Our Advisory Board

Mr. Jagdish Capoor holds a master’s degree in Commerce from Agra University and a fellowship from the Indian Institute of Banking and Finance. He has over 40 years of work experience in banking and finance. Former Deputy Governor of Reserve Bank of India, former Chairman of HDFC Bank, Former Chairman of Deposit Insurance and Credit Guarantee Corporation of India, Unit Trust of India and BSE Ltd.

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Mr. Jagdish Capoor holds a master’s degree in Commerce from Agra University and a fellowship from the Indian Institute of Banking and Finance. He has over 40 years of work experience in banking and finance.

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Mr Jagdish Capoor

Member of Advisory Board

Anand Sinha was Deputy Governor of RBI from January 2011 to January 2014. He was Adviser in RBI from January to April 2014. As Deputy Governor, he was in-charge of regulation of commercial banks, Non-Banking Financial Companies, Urban Cooperative Banks and Information Technology, among others. He played a key role in the banking sector reforms in India. He represented the RBI in various Committees/Groups of BIS such as Basel Committee on Banking Supervision (BCBS), Policy Development Group (PDG), Macro Prudential Supervision Group (MPG), Macro Variable Task Force (MVTF) and Committee on Global Financial Systems (CGFS). He represented India on the G20 Working Group on Enhancing Sound Regulation and Strengthening Transparency. He was the Chairman, Governing Council of the Institute for Development and Research in Banking Technology (IDRBT), a research and development institution on financial sector technology, set up by the RBI. He was also a member on the Board of the Securities and Exchange Board of India (SEBI).

Mr. Sinha holds Masters Degree in Physics from the Indian Institute of Technology (IIT), New Delhi.

After retirement from RBI he has been working as a financial sector consultant with a few reputed national and multinational organizations. He is a consultant to IMF and gives lectures on financial sector issues in India and abroad.

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Anand Sinha, a former Deputy Governor of RBI and represented India on the G20 Working Group on Enhancing Sound Regulation and Strengthening Transparency. He was the Chairman, IDRBT, a research and development institution on financial sector technology, set up by the RBI. He was also a member on the Board of the SEBI. He is a consultant to IMF and gives lectures on financial sector issues in India and abroad.

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Mr Anand Sinha

Member of Advisory Board

The first Indian to be honoured with a fellowship of the Chartered Institute of Securities and Investments, London, and currently the only non-European on the institution’s global board of directors, Mr. Ravikumar has had a distinguished career over his forty-eight years in the financial services industry in India. After twenty-two years at Bank of India, he joined the founding team at ICICI bank and built the treasury and corporate banking functions over ten years. He then moved on to become the founding MD and CEO of NCDEX Ltd. one of the largest exchanges in India and thereafter as the founding MD and CEO of Invest Asset Reconstruction Co. Till recently, he also chaired the Board of Directors at Bharat Financial Inclusion Ltd. (BFIL), the largest micro-finance lending entity in India. He is also a member of the Board of Directors at Bharat Forge Ltd., the largest forging company in the world. Over the years, he has held board membership of several other entities namely, Escorts Ltd., Aditya Birla Capital Ltd., UTI Retirement Solutions, Utkarsh Small Finance Bank, Aditya Birla Private Equity advisors, Federal Bank, Eveready Industries, L&T Mutual Fund and so on.

As if that is not a handful, Mr. Ravikumar has also co-founded Vastu Housing Finance Corp. Ltd. where he is driving passionately his mission of affordable housing for all and is also in the midst of the data revolution as the chairman of NSE Data & Analytics India. Ltd., a 100% subsidiary of National Stock Exchange (NSE) Ltd.

We are privileged to have access to his unmatchable combination of experience and expertise as a guiding beacon for us to fulfil our mission of data democracy in India.

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The first Indian to be honoured with a fellowship of the Chartered Institute of Securities and Investments, London, and currently the only non-European on the institution’s global board of directors, Mr. Ravikumar has had a distinguished career over his forty-eight years in the financial services industry in India.

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Mr P H Ravikumar

Member of Advisory Board

Company Board

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Mr Jagdish Capoor

Member of the Board

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Mr P H Ravikumar

Member of the Board

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Mr A Krishna Prasad (KP)

Founder CEO

Management Board

Mr Vivek Srivastav is a Public Interest Technologist and a technology thought leader with expertise in the use of technology for public good. Mr Srivastav comes with invaluable experience in the technology world, entrepreneurial skills and a deep knowledge of the AA ecosystem. During 2016-2019, while working with Reserve Bank Information Technology as Senior Vice President of Research and Innovation, he played a key role in conceptualizing and drafting of the AA technical standards in India. Mr Srivastav, was a key member of RBI’s High Level Task Force setup to study PCR, a digital public registry to capture and store financial information of borrowers in India, both existing and new borrowers.

Mr. Srivastav has made several contributions in various cyber security committees at RBI, MFA and PFRDA. He was also a part of the FinTech Regulatory Sandbox and cyber security working group at PFRDA. During his ReBIT tenure, his team led several initiatives to strengthen the cyber resiliency of the banking and financial sector.

Mr. Srivastav started his career at Citibank in 1997 and later worked at a high-tech startup company in Maryland, USA leading development of their network management software for layer-1 optical network transport solutions. Subsequently he joined Cisco and worked on video control systems focusing on cloud migration and application and infrastructure security. An avid technologist he has 8 patents in the area of video systems and cloud security. He has also received the excellence award for his contributions in the ATIS-IPTV Interoperability standards development forum.

Mr Srivastav is also an active member of an NGO and has been supporting a free medical clinic in Prayagraj since 2016 and actively volunteers at Sewa International, a non-profit that focuses on disaster relief, rehabilitation and service to society.

Management Board

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A Public Interest Technologist and a technology thought leader with expertise in the use of technology for public good.

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Mr Vivek Srivastav

CoFounder, Technology and Strategy

If there is one phrase that describes KP’s passion, it would be “Public Policy”. His definition: “ a Policy that empowers and empathises with the Public”. Over the last few years, KP has invested his energies into blending his understanding of technology and business with his personal mission of empowering ordinary citizens reap the benefits of democracy, by helping democratize opportunities and resources. He launched a platform Phone2Vote that has been relentlessly working towards building a bridge of trust between lawmakers and the citizenry, using simple, accessible technology such as voice messages. Over the years, several thousand citizens have used Phone2Vote to literally voice their concerns directly to the lawmakers and many leading politicians have used this technology platform for better governance. The platform has found mention in the assembly proceedings of the South Indian state of Kerala and has also obtained initial approval in the Indian Parliament as a constituency management system to be used by national law-makers.

Prior to this, over thirty-six years, KP worked in the lending, investment banking and technology sectors both in India and in the US. An engineer from Osmania University and an MBA from XLRI Jamshedpur, KP started his career with Wipro before moving into financial services with companies such as Nagarjuna Finance and ITC. He held balance sheet and profit centre responsibilities for these businesses. After twenty-seven years in India, KP shifted his career to the US where for close to a decade, he helped grow the business for two technology startups, one that builds Customer Loyalty Management Solutions (Sixth Sense) and another that helps companies improve their Data Quality, Migration and Governance processes (Utopia Inc.)

Empowering citizens with a consent-management platform and enterprises with a data governance platform: these are the two goals that KP is tirelessly leading us towards fulfilling.

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Empowering citizens with a consent-management platform and enterprises with a data governance platform: these are the two goals that KP is tirelessly leading us towards fulfilling.

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Mr A Krishna Prasad (KP)

Founder CEO